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 First State Bank
First State Bank
| RSSD ID 796152 | CERTIFICATE 17950 | ABA NUMBER 113123366 |
| 200 Brazosport Blvd N |
Quarter Ended : |
2025-12-31 |
| Clute, Texas, 77531 |
Updated : |
2026-02-11 |
| www.bankatfsb.com |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 458,534 |
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Total Interest Income | 25,189 |
| Total Liabilities | 417,421 |
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Total NonInterest Income | 2,685 |
| Total Bank Equity Capital | 41,113 |
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Total Interest Expense | 7,622 |
| Total Deposits | 413,564 |
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Total NonInterest Expense | 10,670 |
| Net Loans & Leases | 332,727 |
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Net Income | 8,258 |
| Loan Loss Allowance | 4,584 |
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Net Charge Offs | 361 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,333 |
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Total loans | 326,462 |
| Total assets for the leverage ratio | 440,047 |
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Loans secured by real estate: | 229,833 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 58,203 |
| Tier 1 Capital Ratio | 13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.25 |
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Loans to individuals - Other | 35,936 |
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:· First State Bank
