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 The Lyon County State Bank
The Lyon County State Bank
| RSSD ID 796657 | CERTIFICATE 14952 | ABA NUMBER 101100786 |
| 902 Merchant St |
Quarter Ended : |
2025-12-31 |
| Emporia, Kansas, 66801 |
Updated : |
2026-01-08 |
| www.mylcsb.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 213,553 |
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Total Interest Income | 10,068 |
| Total Liabilities | 195,756 |
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Total NonInterest Income | 1,866 |
| Total Bank Equity Capital | 17,797 |
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Total Interest Expense | 2,813 |
| Total Deposits | 185,223 |
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Total NonInterest Expense | 5,716 |
| Net Loans & Leases | 140,445 |
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Net Income | 3,142 |
| Loan Loss Allowance | 1,892 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,373 |
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Total loans | 141,407 |
| Total assets for the leverage ratio | 214,433 |
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Loans secured by real estate: | 127,349 |
| Tier 1 Leverage Ratio | 9.34 |
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Commercial and industrial loans | 6,928 |
| Tier 1 Capital Ratio | 18.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.95 |
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Loans to individuals - Other | 3,811 |
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:· The Lyon County State Bank
