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 Minnesota National Bank
Minnesota National Bank
| RSSD ID 799751 | CERTIFICATE 5249 | ABA NUMBER 91902065 |
| 131 12th St S |
Quarter Ended : |
2025-12-31 |
| Sauk Centre, Minnesota, 56378 |
Updated : |
2026-01-28 |
| www.mn-bank.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 291,465 |
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Total Interest Income | 16,801 |
| Total Liabilities | 261,828 |
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Total NonInterest Income | 1,724 |
| Total Bank Equity Capital | 29,637 |
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Total Interest Expense | 5,576 |
| Total Deposits | 243,645 |
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Total NonInterest Expense | 8,035 |
| Net Loans & Leases | 223,365 |
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Net Income | 4,583 |
| Loan Loss Allowance | 2,446 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,636 |
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Total loans | 226,264 |
| Total assets for the leverage ratio | 294,204 |
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Loans secured by real estate: | 177,204 |
| Tier 1 Leverage Ratio | 9.24 |
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Commercial and industrial loans | 30,574 |
| Tier 1 Capital Ratio | 11.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.95 |
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Loans to individuals - Other | 7,391 |
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:· Minnesota National Bank
