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Minnesota National Bank
Minnesota National Bank
| RSSD ID 799751 | CERTIFICATE 5249 | ABA NUMBER 91902065 |
| 131 12th St S |
Quarter Ended : |
2025-09-30 |
| Sauk Centre, Minnesota, 56378 |
Updated : |
2025-10-28 |
| www.mn-bank.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 295,606 |
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Total Interest Income | 12,559 |
| Total Liabilities | 266,646 |
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Total NonInterest Income | 1,314 |
| Total Bank Equity Capital | 28,960 |
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Total Interest Expense | 4,316 |
| Total Deposits | 242,781 |
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Total NonInterest Expense | 5,844 |
| Net Loans & Leases | 225,753 |
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Net Income | 3,396 |
| Loan Loss Allowance | 2,529 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 29,370 |
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Total loans | 230,194 |
| Total assets for the leverage ratio | 297,839 |
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Loans secured by real estate: | 177,721 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 34,019 |
| Tier 1 Capital Ratio | 11.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.63 |
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Loans to individuals - Other | 7,663 |
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