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 Bank of Winona
Bank of Winona
| RSSD ID 800442 | CERTIFICATE 12207 | ABA NUMBER 84201524 |
| 312 N Applegate St |
Quarter Ended : |
2025-12-31 |
| Winona, Mississippi, 38967 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 139,011 |
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Total Interest Income | 6,225 |
| Total Liabilities | 122,238 |
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Total NonInterest Income | 342 |
| Total Bank Equity Capital | 16,773 |
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Total Interest Expense | 2,051 |
| Total Deposits | 116,123 |
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Total NonInterest Expense | 3,845 |
| Net Loans & Leases | 46,622 |
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Net Income | 566 |
| Loan Loss Allowance | 876 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,298 |
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Total loans | 46,866 |
| Total assets for the leverage ratio | 142,612 |
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Loans secured by real estate: | 37,009 |
| Tier 1 Leverage Ratio | 13.04 |
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Commercial and industrial loans | 2,886 |
| Tier 1 Capital Ratio | 33.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 34.28 |
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Loans to individuals - Other | 3,757 |
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:· Bank of Winona
