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The First State Bank
The First State Bank
RSSD ID 801654 | CERTIFICATE 12315 | ABA NUMBER 113115235 |
420 Walnut St |
Quarter Ended : |
2025-06-30 |
Columbus, Texas, 78934 |
Updated : |
2025-07-18 |
fsbcolumbus.com |
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Institution Profile |
Year Opened : |
1913 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
1 |
Number of Employees : |
17 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 142,715 |
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Total Interest Income | 2,827 |
Total Liabilities | 125,537 |
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Total NonInterest Income | 195 |
Total Bank Equity Capital | 17,178 |
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Total Interest Expense | 744 |
Total Deposits | 122,973 |
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Total NonInterest Expense | 1,580 |
Net Loans & Leases | 47,679 |
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Net Income | 698 |
Loan Loss Allowance | 359 |
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Net Charge Offs | (8) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 46,939 |
Total assets for the leverage ratio | 150,795 |
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Loans secured by real estate: | 31,712 |
Tier 1 Leverage Ratio | 16.36 |
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Commercial and industrial loans | 5,899 |
Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,883 |
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