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 The First State Bank
The First State Bank
| RSSD ID 801654 | CERTIFICATE 12315 | ABA NUMBER 113115235 |
| 420 Walnut St |
Quarter Ended : |
2025-12-31 |
| Columbus, Texas, 78934 |
Updated : |
2026-01-14 |
| fsbcolumbus.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 153,320 |
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Total Interest Income | 5,753 |
| Total Liabilities | 133,500 |
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Total NonInterest Income | 377 |
| Total Bank Equity Capital | 19,820 |
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Total Interest Expense | 1,448 |
| Total Deposits | 133,080 |
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Total NonInterest Expense | 3,265 |
| Net Loans & Leases | 46,503 |
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Net Income | 1,411 |
| Loan Loss Allowance | 359 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 47,000 |
| Total assets for the leverage ratio | 151,420 |
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Loans secured by real estate: | 31,374 |
| Tier 1 Leverage Ratio | 16.76 |
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Commercial and industrial loans | 6,107 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,929 |
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:· The First State Bank
