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 KodaBank
KodaBank
| RSSD ID 803957 | CERTIFICATE 8386 | ABA NUMBER 91309736 |
| 104 S Main St |
Quarter Ended : |
2025-12-31 |
| Drayton, North Dakota, 58225 |
Updated : |
2026-01-21 |
| www.kodabank.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 533,700 |
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Total Interest Income | 29,391 |
| Total Liabilities | 480,509 |
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Total NonInterest Income | 824 |
| Total Bank Equity Capital | 53,191 |
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Total Interest Expense | 11,402 |
| Total Deposits | 460,899 |
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Total NonInterest Expense | 10,675 |
| Net Loans & Leases | 425,560 |
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Net Income | 7,559 |
| Loan Loss Allowance | 4,836 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 429,174 |
| Total assets for the leverage ratio | 526,773 |
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Loans secured by real estate: | 237,861 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 76,054 |
| Off Balance Sheet Exposures (%) | 13.74 |
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Loans to individuals - Credit Cards | 252 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,023 |
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:· KodaBank
