|
 |
|
|
 Farmers & Merchants Bank of Craig County
Farmers & Merchants Bank of Craig County
| RSSD ID 804422 | CERTIFICATE 9986 | ABA NUMBER 51405395 |
| 189 Main St |
Quarter Ended : |
2025-09-30 |
| New Castle, Virginia, 24127 |
Updated : |
2025-10-20 |
| www.fmbankcraig.com |
|
| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
15 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 90,660 |
|
Total Interest Income | 2,979 |
| Total Liabilities | 75,294 |
|
Total NonInterest Income | 139 |
| Total Bank Equity Capital | 15,366 |
|
Total Interest Expense | 787 |
| Total Deposits | 74,897 |
|
Total NonInterest Expense | 1,472 |
| Net Loans & Leases | 57,279 |
|
Net Income | 674 |
| Loan Loss Allowance | 710 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 57,035 |
| Total assets for the leverage ratio | 91,425 |
|
Loans secured by real estate: | 46,368 |
| Tier 1 Leverage Ratio | 16.81 |
|
Commercial and industrial loans | 3,727 |
| Off Balance Sheet Exposures (%) | 7.3 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,684 |
|
|
|
|
:· Farmers & Merchants Bank of Craig County
