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Citizens State Bank
Citizens State Bank
RSSD ID 804860 | CERTIFICATE 22657 | ABA NUMBER 114907633 |
1709 N Grant St |
Quarter Ended : |
2025-03-31 |
Roma, Texas, 78584 |
Updated : |
2025-04-21 |
https://www.csbroma.com |
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Institution Profile |
Year Opened : |
1978 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
2 |
Number of Employees : |
22 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 78,550 |
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Total Interest Income | 1,041 |
Total Liabilities | 71,793 |
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Total NonInterest Income | 207 |
Total Bank Equity Capital | 6,757 |
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Total Interest Expense | 396 |
Total Deposits | 68,826 |
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Total NonInterest Expense | 837 |
Net Loans & Leases | 40,352 |
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Net Income | 25 |
Loan Loss Allowance | 419 |
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Net Charge Offs | (6) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 9,282 |
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Total loans | 41,205 |
Total assets for the leverage ratio | 77,586 |
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Loans secured by real estate: | 31,300 |
Tier 1 Leverage Ratio | 11.41 |
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Commercial and industrial loans | 3,467 |
Tier 1 Capital Ratio | 19.97 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 20.94 |
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Loans to individuals - Other | 6,004 |
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