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 Citizens State Bank
Citizens State Bank
| RSSD ID 804860 | CERTIFICATE 22657 | ABA NUMBER 114907633 |
| 1709 N Grant St |
Quarter Ended : |
2025-09-30 |
| Roma, Texas, 78584 |
Updated : |
2025-10-28 |
| https://www.csbroma.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 78,762 |
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Total Interest Income | 3,194 |
| Total Liabilities | 71,370 |
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Total NonInterest Income | 562 |
| Total Bank Equity Capital | 7,392 |
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Total Interest Expense | 1,171 |
| Total Deposits | 68,393 |
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Total NonInterest Expense | 2,596 |
| Net Loans & Leases | 36,650 |
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Net Income | 98 |
| Loan Loss Allowance | 391 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 9,327 |
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Total loans | 38,643 |
| Total assets for the leverage ratio | 77,939 |
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Loans secured by real estate: | 29,002 |
| Tier 1 Leverage Ratio | 11.45 |
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Commercial and industrial loans | 3,193 |
| Tier 1 Capital Ratio | 21.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.86 |
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Loans to individuals - Other | 6,126 |
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:· Citizens State Bank
