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 Exchange State Bank
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Exchange State Bank
| RSSD ID 805045 | CERTIFICATE 10132 | ABA NUMBER 73909507 |
| 823 Wheeler St |
Quarter Ended : |
2026-06-30 |
| Ames, Iowa, 50010 |
Updated : |
2026-07-15 |
| www.esb1.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 145,975 |
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Total Interest Income | 3,896 |
| Total Liabilities | 130,375 |
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Total NonInterest Income | 31 |
| Total Bank Equity Capital | 15,600 |
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Total Interest Expense | 1,193 |
| Total Deposits | 117,488 |
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Total NonInterest Expense | 1,183 |
| Net Loans & Leases | 121,460 |
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Net Income | 1,444 |
| Loan Loss Allowance | 1,037 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 122,715 |
| Total assets for the leverage ratio | 147,473 |
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Loans secured by real estate: | 84,407 |
| Tier 1 Leverage Ratio | 11.17 |
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Commercial and industrial loans | 10,293 |
| Off Balance Sheet Exposures (%) | 0.24 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,312 |
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:· Exchange State Bank
