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 Bank of Monticello
Bank of Monticello
| RSSD ID 805335 | CERTIFICATE 2145 | ABA NUMBER 61103315 |
| 141 E Greene St |
Quarter Ended : |
2025-09-30 |
| Monticello, Georgia, 31064 |
Updated : |
2025-10-24 |
| www.bankofmonticelloga.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 150,884 |
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Total Interest Income | 7,558 |
| Total Liabilities | 129,946 |
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Total NonInterest Income | 468 |
| Total Bank Equity Capital | 20,938 |
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Total Interest Expense | 1,223 |
| Total Deposits | 128,971 |
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Total NonInterest Expense | 2,958 |
| Net Loans & Leases | 109,017 |
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Net Income | 3,585 |
| Loan Loss Allowance | 1,485 |
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Net Charge Offs | 169 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,384 |
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Total loans | 111,912 |
| Total assets for the leverage ratio | 151,598 |
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Loans secured by real estate: | 92,120 |
| Tier 1 Leverage Ratio | 14.49 |
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Commercial and industrial loans | 11,117 |
| Tier 1 Capital Ratio | 19.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.55 |
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Loans to individuals - Other | 8,494 |
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:· Bank of Monticello
