|
 |
|
|
 Bank of Monticello
|
Bank of Monticello
| RSSD ID 805335 | CERTIFICATE 2145 | ABA NUMBER 61103315 |
| 141 E Greene St |
Quarter Ended : |
2026-06-30 |
| Monticello, Georgia, 31064 |
Updated : |
2026-07-17 |
| www.bankofmonticelloga.com |
|
| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
22 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,021 |
|
Total Interest Income | 5,223 |
| Total Liabilities | 136,495 |
|
Total NonInterest Income | 331 |
| Total Bank Equity Capital | 21,526 |
|
Total Interest Expense | 860 |
| Total Deposits | 135,589 |
|
Total NonInterest Expense | 1,991 |
| Net Loans & Leases | 112,953 |
|
Net Income | 2,548 |
| Loan Loss Allowance | 1,838 |
|
Net Charge Offs | (105) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 24,049 |
|
Total loans | 112,868 |
| Total assets for the leverage ratio | 155,632 |
|
Loans secured by real estate: | 93,233 |
| Tier 1 Leverage Ratio | 14.52 |
|
Commercial and industrial loans | 10,771 |
| Tier 1 Capital Ratio | 19.57 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.82 |
|
Loans to individuals - Other | 8,756 |
|
|
|
|
:· Bank of Monticello
