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First National Bank North
First National Bank North
| RSSD ID 805755 | CERTIFICATE 5269 | ABA NUMBER 91209755 |
| 600 Minnesota Ave W |
Quarter Ended : |
2025-12-31 |
| Walker, Minnesota, 56484 |
Updated : |
2026-01-15 |
| www.fnbnorth.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
124 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 845,498 |
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Total Interest Income | 49,563 |
| Total Liabilities | 749,448 |
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Total NonInterest Income | 5,940 |
| Total Bank Equity Capital | 96,050 |
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Total Interest Expense | 13,895 |
| Total Deposits | 745,625 |
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Total NonInterest Expense | 20,573 |
| Net Loans & Leases | 606,178 |
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Net Income | 20,185 |
| Loan Loss Allowance | 9,572 |
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Net Charge Offs | 483 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 101,836 |
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Total loans | 591,233 |
| Total assets for the leverage ratio | 837,744 |
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Loans secured by real estate: | 487,353 |
| Tier 1 Leverage Ratio | 11.36 |
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Commercial and industrial loans | 47,117 |
| Tier 1 Capital Ratio | 17.89 |
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Loans to individuals - Credit Cards | 1,256 |
| Total Capital Ratio | 19.15 |
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Loans to individuals - Other | 54,780 |
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