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 Farmers & Merchants Bank of Central California
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Farmers & Merchants Bank of Central California
| RSSD ID 808260 | CERTIFICATE 1331 | ABA NUMBER 121108441 |
| 121 W Pine St |
Quarter Ended : |
2026-03-31 |
| Lodi, California, 95240 |
Updated : |
2026-04-27 |
| www.fmbonline.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
34 |
Number of Employees : |
382 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,836,466 |
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Total Interest Income | 71,309 |
| Total Liabilities | 5,172,892 |
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Total NonInterest Income | 5,224 |
| Total Bank Equity Capital | 663,574 |
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Total Interest Expense | 14,618 |
| Total Deposits | 5,120,775 |
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Total NonInterest Expense | 28,307 |
| Net Loans & Leases | 3,539,953 |
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Net Income | 24,578 |
| Loan Loss Allowance | 76,918 |
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Net Charge Offs | (43) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 701,697 |
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Total loans | 3,467,400 |
| Total assets for the leverage ratio | 5,703,917 |
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Loans secured by real estate: | 2,719,850 |
| Tier 1 Leverage Ratio | 11.31 |
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Commercial and industrial loans | 501,454 |
| Tier 1 Capital Ratio | 14.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.65 |
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Loans to individuals - Other | 4,432 |
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:· Farmers & Merchants Bank of Central California
