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State Central Bank
State Central Bank
| RSSD ID 808345 | CERTIFICATE 5820 | ABA NUMBER 73900894 |
| 612 1st St |
Quarter Ended : |
2025-09-30 |
| Bonaparte, Iowa, 52620 |
Updated : |
2025-10-29 |
| www.statecentralbank.com |
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| Institution Profile |
| Year Opened : |
1858 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 60,611 |
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Total Interest Income | 3,651 |
| Total Liabilities | 50,346 |
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Total NonInterest Income | 378 |
| Total Bank Equity Capital | 10,265 |
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Total Interest Expense | 738 |
| Total Deposits | 50,238 |
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Total NonInterest Expense | 1,662 |
| Net Loans & Leases | 28,576 |
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Net Income | 1,571 |
| Loan Loss Allowance | 764 |
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Net Charge Offs | 67 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 28,085 |
| Total assets for the leverage ratio | 56,249 |
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Loans secured by real estate: | 13,997 |
| Tier 1 Leverage Ratio | 16.59 |
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Commercial and industrial loans | 7,696 |
| Off Balance Sheet Exposures (%) | 1.63 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,867 |
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