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United Midwest Savings Bank, National Association
United Midwest Savings Bank, National Association
| RSSD ID 809276 | CERTIFICATE 32441 | ABA NUMBER 244170877 |
| 101 S Main St |
Quarter Ended : |
2025-12-31 |
| Degraff, Ohio, 43318 |
Updated : |
2026-01-27 |
| www.umwsb.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
190 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 506,658 |
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Total Interest Income | 37,029 |
| Total Liabilities | 437,731 |
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Total NonInterest Income | 31,112 |
| Total Bank Equity Capital | 68,927 |
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Total Interest Expense | 15,729 |
| Total Deposits | 419,457 |
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Total NonInterest Expense | 38,997 |
| Net Loans & Leases | 328,314 |
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Net Income | 4,859 |
| Loan Loss Allowance | 9,557 |
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Net Charge Offs | 6,025 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 69,554 |
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Total loans | 359,218 |
| Total assets for the leverage ratio | 501,582 |
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Loans secured by real estate: | 143,459 |
| Tier 1 Leverage Ratio | 13.01 |
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Commercial and industrial loans | 161,640 |
| Tier 1 Capital Ratio | 19.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.44 |
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Loans to individuals - Other | 54,118 |
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