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 First Community Bank of Cullman
First Community Bank of Cullman
| RSSD ID 812379 | CERTIFICATE 30166 | ABA NUMBER 262287218 |
| 420 2nd Ave Sw |
Quarter Ended : |
2025-03-31 |
| Cullman, Alabama, 35055 |
Updated : |
2025-04-24 |
| www.fcbcullman.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 98,963 |
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Total Interest Income | 1,300 |
| Total Liabilities | 86,145 |
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Total NonInterest Income | 83 |
| Total Bank Equity Capital | 12,818 |
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Total Interest Expense | 461 |
| Total Deposits | 75,763 |
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Total NonInterest Expense | 1,002 |
| Net Loans & Leases | 76,301 |
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Net Income | (61) |
| Loan Loss Allowance | 837 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 79,381 |
| Total assets for the leverage ratio | 97,312 |
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Loans secured by real estate: | 72,002 |
| Tier 1 Leverage Ratio | 13.21 |
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Commercial and industrial loans | 2,319 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,572 |
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:· First Community Bank of Cullman
