|
 |
|
|
 The Commercial Bank of Grayson
The Commercial Bank of Grayson
| RSSD ID 812614 | CERTIFICATE 10137 | ABA NUMBER 42103460 |
| 208 E Main St |
Quarter Ended : |
2025-06-30 |
| Grayson, Kentucky, 41143 |
Updated : |
2025-07-23 |
| cbgrayson.com |
|
| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
48 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 240,093 |
|
Total Interest Income | 5,412 |
| Total Liabilities | 215,225 |
|
Total NonInterest Income | 746 |
| Total Bank Equity Capital | 24,868 |
|
Total Interest Expense | 1,085 |
| Total Deposits | 214,335 |
|
Total NonInterest Expense | 3,608 |
| Net Loans & Leases | 143,380 |
|
Net Income | 1,046 |
| Loan Loss Allowance | 2,089 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 29,519 |
|
Total loans | 145,718 |
| Total assets for the leverage ratio | 239,778 |
|
Loans secured by real estate: | 109,589 |
| Tier 1 Leverage Ratio | 11.54 |
|
Commercial and industrial loans | 15,344 |
| Tier 1 Capital Ratio | 18.72 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.98 |
|
Loans to individuals - Other | 17,840 |
|
|
|
|
:· The Commercial Bank of Grayson
