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 Harwood State Bank
Harwood State Bank
| RSSD ID 813059 | CERTIFICATE 9128 | ABA NUMBER 91310369 |
| 501 Dakota Ave |
Quarter Ended : |
2024-09-30 |
| Harwood, North Dakota, 58042 |
Updated : |
2024-10-22 |
| www.harwoodstatebank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Statistical Area (MSA) : |
Fargo-Moorhead, ND-MN |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 47,681 |
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Total Interest Income | 1,931 |
| Total Liabilities | 41,162 |
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Total NonInterest Income | 60 |
| Total Bank Equity Capital | 6,519 |
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Total Interest Expense | 401 |
| Total Deposits | 40,134 |
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Total NonInterest Expense | 1,249 |
| Net Loans & Leases | 28,814 |
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Net Income | 341 |
| Loan Loss Allowance | 283 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 3,700 |
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Total loans | 27,494 |
| Total assets for the leverage ratio | 40,054 |
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Loans secured by real estate: | 13,270 |
| Tier 1 Leverage Ratio | 8.52 |
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Commercial and industrial loans | 5,367 |
| Tier 1 Capital Ratio | 10.53 |
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Loans to individuals - Credit Cards | 57 |
| Total Capital Ratio | 11.43 |
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Loans to individuals - Other | 1,754 |
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:· Harwood State Bank
