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 Cecil Bank
Cecil Bank
| RSSD ID 813572 | CERTIFICATE 31121 | ABA NUMBER 255072045 |
| 127 North St |
Quarter Ended : |
2025-12-31 |
| Elkton, Maryland, 21921 |
Updated : |
2026-01-23 |
| www.cecilbank.com |
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| Institution Profile |
| Year Opened : |
1959 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 218,663 |
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Total Interest Income | 11,589 |
| Total Liabilities | 189,198 |
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Total NonInterest Income | 626 |
| Total Bank Equity Capital | 29,465 |
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Total Interest Expense | 4,018 |
| Total Deposits | 187,556 |
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Total NonInterest Expense | 7,227 |
| Net Loans & Leases | 153,483 |
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Net Income | 648 |
| Loan Loss Allowance | 1,552 |
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Net Charge Offs | 265 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,088 |
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Total loans | 156,877 |
| Total assets for the leverage ratio | 213,591 |
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Loans secured by real estate: | 23,231 |
| Tier 1 Leverage Ratio | 10.67 |
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Commercial and industrial loans | 46,711 |
| Tier 1 Capital Ratio | 13.73 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.52 |
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Loans to individuals - Other | 83,762 |
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:· Cecil Bank
