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 Pbt Bancorp
Pbt Bancorp
| RSSD ID 814711 | CERTIFICATE 8117 | ABA NUMBER 42107424 |
| 524 Main St |
Quarter Ended : |
2025-12-31 |
| Hazard, Kentucky, 41701 |
Updated : |
2026-02-13 |
| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 379,360 |
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Total Interest Income | 21,220 |
| Total Liabilities | 355,340 |
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Total NonInterest Income | 10,248 |
| Total Bank Equity Capital | 24,020 |
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Total Interest Expense | 8,215 |
| Total Deposits | 333,001 |
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Total NonInterest Expense | 12,687 |
| Net Loans & Leases | 298,385 |
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Net Income | 7,746 |
| Loan Loss Allowance | 3,192 |
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Net Charge Offs | 141 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,360 |
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Total loans | 288,829 |
| Total assets for the leverage ratio | 370,477 |
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Loans secured by real estate: | 206,677 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 48,991 |
| Tier 1 Capital Ratio | 11.42 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.45 |
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Loans to individuals - Other | 33,161 |
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:· Pbt Bancorp
