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 Local Bank
Local Bank
| RSSD ID 815754 | CERTIFICATE 2327 | ABA NUMBER 103107839 |
| 385 E Main St |
Quarter Ended : |
2025-03-31 |
| Hulbert, Oklahoma, 74441 |
Updated : |
2025-04-24 |
| localbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 409,051 |
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Total Interest Income | 5,444 |
| Total Liabilities | 362,547 |
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Total NonInterest Income | 294 |
| Total Bank Equity Capital | 46,504 |
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Total Interest Expense | 2,430 |
| Total Deposits | 332,366 |
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Total NonInterest Expense | 2,994 |
| Net Loans & Leases | 284,038 |
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Net Income | 284 |
| Loan Loss Allowance | 1,985 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,839 |
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Total loans | 285,736 |
| Total assets for the leverage ratio | 387,034 |
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Loans secured by real estate: | 198,206 |
| Tier 1 Leverage Ratio | 12.55 |
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Commercial and industrial loans | 38,053 |
| Tier 1 Capital Ratio | 15.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.28 |
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Loans to individuals - Other | 24,927 |
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:· Local Bank
