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 Local Bank
Local Bank
| RSSD ID 815754 | CERTIFICATE 2327 | ABA NUMBER 103107839 |
| 385 E Main St |
Quarter Ended : |
2025-06-30 |
| Hulbert, Oklahoma, 74441 |
Updated : |
2025-08-12 |
| localbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 421,237 |
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Total Interest Income | 11,209 |
| Total Liabilities | 374,360 |
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Total NonInterest Income | 1,249 |
| Total Bank Equity Capital | 46,877 |
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Total Interest Expense | 5,006 |
| Total Deposits | 330,957 |
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Total NonInterest Expense | 6,219 |
| Net Loans & Leases | 295,617 |
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Net Income | 1,055 |
| Loan Loss Allowance | 2,038 |
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Net Charge Offs | 49 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 51,048 |
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Total loans | 292,943 |
| Total assets for the leverage ratio | 390,082 |
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Loans secured by real estate: | 201,066 |
| Tier 1 Leverage Ratio | 12.49 |
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Commercial and industrial loans | 38,272 |
| Tier 1 Capital Ratio | 15.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.9 |
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Loans to individuals - Other | 26,918 |
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:· Local Bank
