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 Local Bank
Local Bank
| RSSD ID 815754 | CERTIFICATE 2327 | ABA NUMBER 103107839 |
| 385 E Main St |
Quarter Ended : |
2025-12-31 |
| Hulbert, Oklahoma, 74441 |
Updated : |
2026-02-13 |
| localbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
92 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 429,030 |
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Total Interest Income | 23,337 |
| Total Liabilities | 381,918 |
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Total NonInterest Income | 1,929 |
| Total Bank Equity Capital | 47,112 |
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Total Interest Expense | 10,212 |
| Total Deposits | 361,268 |
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Total NonInterest Expense | 13,047 |
| Net Loans & Leases | 323,491 |
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Net Income | 1,789 |
| Loan Loss Allowance | 2,017 |
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Net Charge Offs | 230 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,692 |
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Total loans | 322,503 |
| Total assets for the leverage ratio | 413,433 |
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Loans secured by real estate: | 218,079 |
| Tier 1 Leverage Ratio | 11.74 |
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Commercial and industrial loans | 47,197 |
| Tier 1 Capital Ratio | 14.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.88 |
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Loans to individuals - Other | 27,839 |
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:· Local Bank
