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 The Cincinnatus Savings & Loan Co.
The Cincinnatus Savings & Loan Co.
| RSSD ID 815772 | CERTIFICATE 28157 | ABA NUMBER 242071033 |
| 3300 Harrison Ave |
Quarter Ended : |
2025-12-31 |
| Cincinnati, Ohio, 45211 |
Updated : |
2026-01-12 |
| www.cincinnatussl.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 184,388 |
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Total Interest Income | 9,076 |
| Total Liabilities | 156,263 |
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Total NonInterest Income | 547 |
| Total Bank Equity Capital | 28,125 |
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Total Interest Expense | 3,304 |
| Total Deposits | 154,691 |
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Total NonInterest Expense | 4,010 |
| Net Loans & Leases | 128,396 |
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Net Income | 1,820 |
| Loan Loss Allowance | 1,172 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 127,293 |
| Total assets for the leverage ratio | 184,712 |
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Loans secured by real estate: | 119,776 |
| Tier 1 Leverage Ratio | 15.46 |
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Commercial and industrial loans | 5,257 |
| Off Balance Sheet Exposures (%) | 12.74 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,259 |
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:· The Cincinnatus Savings & Loan Co.
