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The Washington Trust Company, of Westerly
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The Washington Trust Company, of Westerly
| RSSD ID 816603 | CERTIFICATE 23623 | ABA NUMBER 11500858 |
| 23 Broad St |
Quarter Ended : |
2026-06-30 |
| Westerly, Rhode Island, 2891 |
Updated : |
2026-07-29 |
| www.washtrust.com |
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| Institution Profile |
| Year Opened : |
1800 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
30 |
Number of Employees : |
668 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,551,001 |
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Total Interest Income | 155,441 |
| Total Liabilities | 5,982,334 |
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Total NonInterest Income | 35,946 |
| Total Bank Equity Capital | 568,667 |
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Total Interest Expense | 72,495 |
| Total Deposits | 5,364,294 |
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Total NonInterest Expense | 75,952 |
| Net Loans & Leases | 5,060,667 |
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Net Income | 29,378 |
| Loan Loss Allowance | 42,571 |
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Net Charge Offs | 65 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 622,523 |
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Total loans | 5,038,851 |
| Total assets for the leverage ratio | 6,489,592 |
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Loans secured by real estate: | 4,713,057 |
| Tier 1 Leverage Ratio | 8.92 |
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Commercial and industrial loans | 124,635 |
| Tier 1 Capital Ratio | 12.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.15 |
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Loans to individuals - Other | 13,983 |
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