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 Union Savings Bank
Union Savings Bank
| RSSD ID 817477 | CERTIFICATE 29121 | ABA NUMBER 271171988 |
| 223 W Stephenson St |
Quarter Ended : |
2025-12-31 |
| Freeport, Illinois, 61032 |
Updated : |
2026-01-29 |
| www.unionsavingsbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 180,555 |
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Total Interest Income | 7,572 |
| Total Liabilities | 166,400 |
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Total NonInterest Income | 2,085 |
| Total Bank Equity Capital | 14,155 |
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Total Interest Expense | 2,032 |
| Total Deposits | 164,492 |
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Total NonInterest Expense | 7,094 |
| Net Loans & Leases | 114,308 |
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Net Income | 405 |
| Loan Loss Allowance | 903 |
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Net Charge Offs | 43 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,958 |
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Total loans | 115,211 |
| Total assets for the leverage ratio | 180,866 |
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Loans secured by real estate: | 101,861 |
| Tier 1 Leverage Ratio | 9.43 |
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Commercial and industrial loans | 7,932 |
| Tier 1 Capital Ratio | 14.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.67 |
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Loans to individuals - Other | 1,503 |
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:· Union Savings Bank
