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 Main Street Bank
Main Street Bank
| RSSD ID 818401 | CERTIFICATE 90235 | ABA NUMBER 211370752 |
| 81 Granger Blvd |
Quarter Ended : |
2025-09-30 |
| Marlborough, Massachusetts, 1752 |
Updated : |
2025-10-28 |
| www.bankmainstreet.com |
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| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
156 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,656,354 |
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Total Interest Income | 61,307 |
| Total Liabilities | 1,482,066 |
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Total NonInterest Income | 2,394 |
| Total Bank Equity Capital | 174,288 |
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Total Interest Expense | 28,174 |
| Total Deposits | 1,343,939 |
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Total NonInterest Expense | 27,103 |
| Net Loans & Leases | 1,305,766 |
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Net Income | 8,648 |
| Loan Loss Allowance | 10,117 |
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Net Charge Offs | 47 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 205,557 |
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Total loans | 1,324,551 |
| Total assets for the leverage ratio | 1,701,898 |
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Loans secured by real estate: | 1,239,204 |
| Tier 1 Leverage Ratio | 11.44 |
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Commercial and industrial loans | 73,038 |
| Tier 1 Capital Ratio | 15.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.72 |
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Loans to individuals - Other | 12,309 |
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:· Main Street Bank
