|
 |
|
|
 Main Street Bank
Main Street Bank
| RSSD ID 818401 | CERTIFICATE 90235 | ABA NUMBER 211370752 |
| 81 Granger Blvd |
Quarter Ended : |
2025-03-31 |
| Marlborough, Massachusetts, 1752 |
Updated : |
2025-04-18 |
| www.bankmainstreet.com |
|
| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
142 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,627,695 |
|
Total Interest Income | 20,263 |
| Total Liabilities | 1,470,460 |
|
Total NonInterest Income | 759 |
| Total Bank Equity Capital | 157,235 |
|
Total Interest Expense | 9,611 |
| Total Deposits | 1,370,450 |
|
Total NonInterest Expense | 8,831 |
| Net Loans & Leases | 1,328,259 |
|
Net Income | 2,869 |
| Loan Loss Allowance | 11,693 |
|
Net Charge Offs | 24 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 192,130 |
|
Total loans | 1,346,816 |
| Total assets for the leverage ratio | 1,691,637 |
|
Loans secured by real estate: | 1,273,468 |
| Tier 1 Leverage Ratio | 10.63 |
|
Commercial and industrial loans | 59,099 |
| Tier 1 Capital Ratio | 15.04 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.08 |
|
Loans to individuals - Other | 14,249 |
|
|
|
|
:· Main Street Bank
