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First Security State Bank
First Security State Bank
RSSD ID 819154 | CERTIFICATE 11932 | ABA NUMBER 111910160 |
307 N 3rd St |
Quarter Ended : |
2025-03-31 |
Cranfills Gap, Texas, 76637 |
Updated : |
2025-04-08 |
www.fssbtexas.com |
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Institution Profile |
Year Opened : |
1910 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
4 |
Number of Employees : |
30 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 171,726 |
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Total Interest Income | 1,747 |
Total Liabilities | 164,776 |
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Total NonInterest Income | 318 |
Total Bank Equity Capital | 6,950 |
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Total Interest Expense | 397 |
Total Deposits | 164,130 |
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Total NonInterest Expense | 1,236 |
Net Loans & Leases | 70,886 |
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Net Income | 424 |
Loan Loss Allowance | 759 |
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Net Charge Offs | 4 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 13,973 |
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Total loans | 73,413 |
Total assets for the leverage ratio | 175,869 |
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Loans secured by real estate: | 59,668 |
Tier 1 Leverage Ratio | 7.51 |
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Commercial and industrial loans | 3,527 |
Tier 1 Capital Ratio | 19.4 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 20.53 |
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Loans to individuals - Other | 2,893 |
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