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 First Security State Bank
First Security State Bank
| RSSD ID 819154 | CERTIFICATE 11932 | ABA NUMBER 111910160 |
| 307 N 3rd St |
Quarter Ended : |
2025-12-31 |
| Cranfills Gap, Texas, 76637 |
Updated : |
2026-01-21 |
| www.fssbtexas.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 183,892 |
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Total Interest Income | 7,436 |
| Total Liabilities | 174,099 |
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Total NonInterest Income | 1,327 |
| Total Bank Equity Capital | 9,793 |
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Total Interest Expense | 1,849 |
| Total Deposits | 168,356 |
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Total NonInterest Expense | 4,956 |
| Net Loans & Leases | 73,208 |
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Net Income | 1,942 |
| Loan Loss Allowance | 758 |
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Net Charge Offs | 25 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,449 |
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Total loans | 72,873 |
| Total assets for the leverage ratio | 183,621 |
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Loans secured by real estate: | 60,215 |
| Tier 1 Leverage Ratio | 7.45 |
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Commercial and industrial loans | 3,069 |
| Tier 1 Capital Ratio | 19.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.1 |
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Loans to individuals - Other | 2,990 |
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:· First Security State Bank
