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 The Peoples Savings Bank
The Peoples Savings Bank
| RSSD ID 819172 | CERTIFICATE 29975 | ABA NUMBER 244171902 |
| 10 Monument Sq |
Quarter Ended : |
2025-12-31 |
| Urbana, Ohio, 43078 |
Updated : |
2026-02-02 |
| www.thepeoplessavingsbank.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 180,218 |
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Total Interest Income | 9,053 |
| Total Liabilities | 165,093 |
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Total NonInterest Income | 342 |
| Total Bank Equity Capital | 15,125 |
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Total Interest Expense | 3,125 |
| Total Deposits | 162,013 |
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Total NonInterest Expense | 4,902 |
| Net Loans & Leases | 155,861 |
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Net Income | 925 |
| Loan Loss Allowance | 1,291 |
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Net Charge Offs | 169 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 155,004 |
| Total assets for the leverage ratio | 179,362 |
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Loans secured by real estate: | 148,987 |
| Tier 1 Leverage Ratio | 9.06 |
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Commercial and industrial loans | 2,660 |
| Off Balance Sheet Exposures (%) | 3.42 |
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Loans to individuals - Credit Cards | 1,029 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,328 |
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:· The Peoples Savings Bank
