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Bank of Odessa
Bank of Odessa
| RSSD ID 819453 | CERTIFICATE 9803 | ABA NUMBER 101904186 |
| 301 W Us Highway 40 |
Quarter Ended : |
2025-12-31 |
| Odessa, Missouri, 64076 |
Updated : |
2026-01-23 |
| WWW.BANKOFODESSA.COM |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 649,834 |
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Total Interest Income | 42,455 |
| Total Liabilities | 559,017 |
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Total NonInterest Income | 1,149 |
| Total Bank Equity Capital | 90,817 |
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Total Interest Expense | 17,384 |
| Total Deposits | 545,558 |
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Total NonInterest Expense | 8,233 |
| Net Loans & Leases | 457,143 |
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Net Income | 12,958 |
| Loan Loss Allowance | 6,252 |
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Net Charge Offs | 1,182 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 95,382 |
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Total loans | 454,348 |
| Total assets for the leverage ratio | 644,277 |
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Loans secured by real estate: | 395,864 |
| Tier 1 Leverage Ratio | 14.08 |
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Commercial and industrial loans | 44,267 |
| Tier 1 Capital Ratio | 24.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.5 |
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Loans to individuals - Other | 14,391 |
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