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 Concordia Bank & Trust Company
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Concordia Bank & Trust Company
| RSSD ID 819556 | CERTIFICATE 8527 | ABA NUMBER 111102431 |
| 904 Carter St |
Quarter Ended : |
2026-06-30 |
| Vidalia, Louisiana, 71373 |
Updated : |
2026-07-23 |
| www.concordiabank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
118 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 667,023 |
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Total Interest Income | 15,795 |
| Total Liabilities | 601,384 |
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Total NonInterest Income | 1,436 |
| Total Bank Equity Capital | 65,639 |
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Total Interest Expense | 4,923 |
| Total Deposits | 585,702 |
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Total NonInterest Expense | 8,568 |
| Net Loans & Leases | 356,455 |
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Net Income | 3,747 |
| Loan Loss Allowance | 3,911 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 367,040 |
| Total assets for the leverage ratio | 675,010 |
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Loans secured by real estate: | 327,440 |
| Tier 1 Leverage Ratio | 11.12 |
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Commercial and industrial loans | 19,949 |
| Off Balance Sheet Exposures (%) | 12.62 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,016 |
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:· Concordia Bank & Trust Company
