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 Concordia Bank & Trust Company
Concordia Bank & Trust Company
| RSSD ID 819556 | CERTIFICATE 8527 | ABA NUMBER 111102431 |
| 904 Carter St |
Quarter Ended : |
2025-12-31 |
| Vidalia, Louisiana, 71373 |
Updated : |
2026-01-29 |
| www.concordiabank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
115 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 649,501 |
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Total Interest Income | 30,383 |
| Total Liabilities | 585,028 |
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Total NonInterest Income | 2,959 |
| Total Bank Equity Capital | 64,473 |
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Total Interest Expense | 9,692 |
| Total Deposits | 569,340 |
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Total NonInterest Expense | 17,167 |
| Net Loans & Leases | 364,382 |
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Net Income | 6,749 |
| Loan Loss Allowance | 3,900 |
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Net Charge Offs | 582 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 357,888 |
| Total assets for the leverage ratio | 647,294 |
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Loans secured by real estate: | 319,055 |
| Tier 1 Leverage Ratio | 11.4 |
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Commercial and industrial loans | 20,123 |
| Off Balance Sheet Exposures (%) | 8.58 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,745 |
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:· Concordia Bank & Trust Company
