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 First National Bank, Ames, Iowa
First National Bank, Ames, Iowa
| RSSD ID 820048 | CERTIFICATE 1545 | ABA NUMBER 73902274 |
| 405 5th St |
Quarter Ended : |
2025-12-31 |
| Ames, Iowa, 50010 |
Updated : |
2026-01-21 |
| WWW.FNBAMES.COM |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
115 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,108,870 |
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Total Interest Income | 41,638 |
| Total Liabilities | 1,004,328 |
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Total NonInterest Income | 7,355 |
| Total Bank Equity Capital | 104,542 |
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Total Interest Expense | 15,329 |
| Total Deposits | 952,909 |
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Total NonInterest Expense | 21,017 |
| Net Loans & Leases | 671,321 |
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Net Income | 9,981 |
| Loan Loss Allowance | 9,090 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 117,737 |
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Total loans | 679,955 |
| Total assets for the leverage ratio | 1,090,560 |
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Loans secured by real estate: | 639,903 |
| Tier 1 Leverage Ratio | 9.93 |
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Commercial and industrial loans | 29,148 |
| Tier 1 Capital Ratio | 14.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.51 |
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Loans to individuals - Other | 4,496 |
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:· First National Bank, Ames, Iowa
