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 First National Bank, Ames, Iowa
First National Bank, Ames, Iowa
| RSSD ID 820048 | CERTIFICATE 1545 | ABA NUMBER 73902274 |
| 405 5th St |
Quarter Ended : |
2025-06-30 |
| Ames, Iowa, 50010 |
Updated : |
2025-07-14 |
| WWW.FNBAMES.COM |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
114 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,061,756 |
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Total Interest Income | 20,201 |
| Total Liabilities | 964,233 |
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Total NonInterest Income | 3,377 |
| Total Bank Equity Capital | 97,523 |
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Total Interest Expense | 7,977 |
| Total Deposits | 918,388 |
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Total NonInterest Expense | 10,337 |
| Net Loans & Leases | 667,591 |
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Net Income | 3,720 |
| Loan Loss Allowance | 8,353 |
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Net Charge Offs | 1,103 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 113,952 |
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Total loans | 663,820 |
| Total assets for the leverage ratio | 1,089,442 |
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Loans secured by real estate: | 624,011 |
| Tier 1 Leverage Ratio | 9.66 |
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Commercial and industrial loans | 29,156 |
| Tier 1 Capital Ratio | 13.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.04 |
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Loans to individuals - Other | 5,417 |
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:· First National Bank, Ames, Iowa
