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 Minnesota First Credit and Savings, Incorporated
Minnesota First Credit and Savings, Incorporated
| RSSD ID 821559 | CERTIFICATE 26755 | ABA NUMBER 91971627 |
| 1932 Viking Dr Nw |
Quarter Ended : |
2025-12-31 |
| Rochester, Minnesota, 55901 |
Updated : |
2026-01-21 |
| www.mnfirst.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 28,940 |
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Total Interest Income | 2,108 |
| Total Liabilities | 24,740 |
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Total NonInterest Income | 62 |
| Total Bank Equity Capital | 4,200 |
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Total Interest Expense | 979 |
| Total Deposits | 23,968 |
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Total NonInterest Expense | 1,082 |
| Net Loans & Leases | 25,537 |
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Net Income | 102 |
| Loan Loss Allowance | 409 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 4,454 |
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Total loans | 25,980 |
| Total assets for the leverage ratio | 28,391 |
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Loans secured by real estate: | 16,889 |
| Tier 1 Leverage Ratio | 14.79 |
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Commercial and industrial loans | 470 |
| Tier 1 Capital Ratio | 20.81 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.07 |
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Loans to individuals - Other | 8,475 |
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:· Minnesota First Credit and Savings, Incorporated
