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 Minnesota First Credit and Savings, Incorporated
Minnesota First Credit and Savings, Incorporated
| RSSD ID 821559 | CERTIFICATE 26755 | ABA NUMBER 91971627 |
| 1932 Viking Dr Nw |
Quarter Ended : |
2025-09-30 |
| Rochester, Minnesota, 55901 |
Updated : |
2025-10-21 |
| www.mnfirst.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 28,059 |
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Total Interest Income | 1,556 |
| Total Liabilities | 23,878 |
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Total NonInterest Income | 52 |
| Total Bank Equity Capital | 4,181 |
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Total Interest Expense | 716 |
| Total Deposits | 23,044 |
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Total NonInterest Expense | 802 |
| Net Loans & Leases | 25,598 |
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Net Income | 83 |
| Loan Loss Allowance | 409 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 4,435 |
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Total loans | 25,507 |
| Total assets for the leverage ratio | 27,822 |
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Loans secured by real estate: | 16,447 |
| Tier 1 Leverage Ratio | 15.03 |
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Commercial and industrial loans | 545 |
| Tier 1 Capital Ratio | 20.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.98 |
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Loans to individuals - Other | 8,532 |
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:· Minnesota First Credit and Savings, Incorporated
