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 Citizens State Bank of Roseau
Citizens State Bank of Roseau
| RSSD ID 822051 | CERTIFICATE 10167 | ABA NUMBER 91204527 |
| 118 Main Ave S |
Quarter Ended : |
2025-03-31 |
| Roseau, Minnesota, 56751 |
Updated : |
2025-04-17 |
| www.citizensros.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 283,203 |
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Total Interest Income | 3,163 |
| Total Liabilities | 252,719 |
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Total NonInterest Income | 439 |
| Total Bank Equity Capital | 30,484 |
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Total Interest Expense | 1,130 |
| Total Deposits | 251,010 |
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Total NonInterest Expense | 1,302 |
| Net Loans & Leases | 150,679 |
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Net Income | 1,049 |
| Loan Loss Allowance | 1,789 |
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Net Charge Offs | 47 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 149,257 |
| Total assets for the leverage ratio | 285,356 |
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Loans secured by real estate: | 60,341 |
| Tier 1 Leverage Ratio | 12.94 |
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Commercial and industrial loans | 20,483 |
| Off Balance Sheet Exposures (%) | 6.15 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 15,914 |
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:· Citizens State Bank of Roseau
