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 Citizens State Bank of Roseau
Citizens State Bank of Roseau
| RSSD ID 822051 | CERTIFICATE 10167 | ABA NUMBER 91204527 |
| 118 Main Ave S |
Quarter Ended : |
2025-12-31 |
| Roseau, Minnesota, 56751 |
Updated : |
2026-01-08 |
| www.citizensros.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 286,519 |
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Total Interest Income | 13,385 |
| Total Liabilities | 252,667 |
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Total NonInterest Income | 1,134 |
| Total Bank Equity Capital | 33,852 |
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Total Interest Expense | 4,506 |
| Total Deposits | 251,314 |
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Total NonInterest Expense | 5,334 |
| Net Loans & Leases | 161,450 |
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Net Income | 4,121 |
| Loan Loss Allowance | 1,750 |
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Net Charge Offs | 455 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 151,804 |
| Total assets for the leverage ratio | 290,396 |
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Loans secured by real estate: | 65,060 |
| Tier 1 Leverage Ratio | 13.24 |
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Commercial and industrial loans | 19,064 |
| Off Balance Sheet Exposures (%) | 5.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,592 |
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:· Citizens State Bank of Roseau
