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 Midland Community Bank
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Midland Community Bank
| RSSD ID 822631 | CERTIFICATE 19796 | ABA NUMBER 71108782 |
| 112 Market St |
Quarter Ended : |
2026-06-30 |
| Kincaid, Illinois, 62540 |
Updated : |
2026-08-04 |
| www.mcbbank.net |
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| Institution Profile |
| Year Opened : |
1968 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 68,772 |
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Total Interest Income | 1,869 |
| Total Liabilities | 56,748 |
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Total NonInterest Income | 280 |
| Total Bank Equity Capital | 12,024 |
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Total Interest Expense | 395 |
| Total Deposits | 56,614 |
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Total NonInterest Expense | 966 |
| Net Loans & Leases | 36,720 |
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Net Income | 575 |
| Loan Loss Allowance | 161 |
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Net Charge Offs | 92 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,060 |
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Total loans | 34,426 |
| Total assets for the leverage ratio | 65,253 |
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Loans secured by real estate: | 31,150 |
| Tier 1 Leverage Ratio | 12.11 |
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Commercial and industrial loans | 4,177 |
| Tier 1 Capital Ratio | 17.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.24 |
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Loans to individuals - Other | 1,140 |
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:· Midland Community Bank
