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 Midland Community Bank
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Midland Community Bank
| RSSD ID 822631 | CERTIFICATE 19796 | ABA NUMBER 71108782 |
| 112 Market St |
Quarter Ended : |
2026-03-31 |
| Kincaid, Illinois, 62540 |
Updated : |
2026-04-06 |
| www.mcbbank.net |
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| Institution Profile |
| Year Opened : |
1968 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 69,027 |
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Total Interest Income | 922 |
| Total Liabilities | 57,212 |
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Total NonInterest Income | 142 |
| Total Bank Equity Capital | 11,815 |
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Total Interest Expense | 193 |
| Total Deposits | 56,916 |
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Total NonInterest Expense | 516 |
| Net Loans & Leases | 37,747 |
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Net Income | 296 |
| Loan Loss Allowance | 161 |
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Net Charge Offs | 91 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 7,756 |
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Total loans | 37,598 |
| Total assets for the leverage ratio | 65,998 |
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Loans secured by real estate: | 28,158 |
| Tier 1 Leverage Ratio | 11.51 |
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Commercial and industrial loans | 6,627 |
| Tier 1 Capital Ratio | 16.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.2 |
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Loans to individuals - Other | 1,214 |
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:· Midland Community Bank
