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Guardian Savings Bank
Guardian Savings Bank
| RSSD ID 823076 | CERTIFICATE 29986 | ABA NUMBER 281071081 |
| 3800 Nameoki Rd |
Quarter Ended : |
2024-09-30 |
| Granite City, Illinois, 62040 |
Updated : |
2024-10-25 |
| www.bankguardian.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Statistical Area (MSA) : |
St. Louis, MO-IL |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 32,123 |
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Total Interest Income | 856 |
| Total Liabilities | 26,293 |
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Total NonInterest Income | 79 |
| Total Bank Equity Capital | 5,830 |
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Total Interest Expense | 437 |
| Total Deposits | 25,950 |
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Total NonInterest Expense | 937 |
| Net Loans & Leases | 14,258 |
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Net Income | (439) |
| Loan Loss Allowance | 69 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 14,363 |
| Total assets for the leverage ratio | 34,742 |
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Loans secured by real estate: | 12,038 |
| Tier 1 Leverage Ratio | 21.54 |
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Commercial and industrial loans | 465 |
| Off Balance Sheet Exposures (%) | 0.57 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,541 |
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