|
 |
|
|
 The First National Bank of Lacon
The First National Bank of Lacon
| RSSD ID 824738 | CERTIFICATE 3688 | ABA NUMBER 71113984 |
| 111 S Broad St |
Quarter Ended : |
2025-03-31 |
| Lacon, Illinois, 61540 |
Updated : |
2025-04-03 |
| www.fnblacon.com |
|
| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
13 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 90,636 |
|
Total Interest Income | 1,063 |
| Total Liabilities | 83,541 |
|
Total NonInterest Income | 12 |
| Total Bank Equity Capital | 7,095 |
|
Total Interest Expense | 232 |
| Total Deposits | 83,363 |
|
Total NonInterest Expense | 639 |
| Net Loans & Leases | 61,244 |
|
Net Income | 204 |
| Loan Loss Allowance | 398 |
|
Net Charge Offs | 28 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 8,455 |
|
Total loans | 59,567 |
| Total assets for the leverage ratio | 95,828 |
|
Loans secured by real estate: | 33,988 |
| Tier 1 Leverage Ratio | 8.41 |
|
Commercial and industrial loans | 10,446 |
| Tier 1 Capital Ratio | 12.23 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.84 |
|
Loans to individuals - Other | 4,999 |
|
|
|
|
:· The First National Bank of Lacon
