|
 |
|
|
 First Federal Savings and Loan Association of Valdosta
First Federal Savings and Loan Association of Valdosta
| RSSD ID 828174 | CERTIFICATE 29164 | ABA NUMBER 261270831 |
| 411 N Patterson St |
Quarter Ended : |
2025-12-31 |
| Valdosta, Georgia, 31601 |
Updated : |
2026-01-28 |
| www.1stfederalvaldosta.com |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
43 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 271,927 |
|
Total Interest Income | 15,296 |
| Total Liabilities | 239,224 |
|
Total NonInterest Income | 908 |
| Total Bank Equity Capital | 32,703 |
|
Total Interest Expense | 5,227 |
| Total Deposits | 195,534 |
|
Total NonInterest Expense | 9,343 |
| Net Loans & Leases | 237,545 |
|
Net Income | 1,185 |
| Loan Loss Allowance | 979 |
|
Net Charge Offs | 80 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 235,267 |
| Total assets for the leverage ratio | 262,904 |
|
Loans secured by real estate: | 227,350 |
| Tier 1 Leverage Ratio | 12.26 |
|
Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 4.73 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 7,916 |
|
|
|
|
:· First Federal Savings and Loan Association of Valdosta
