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 Citizens Savings Bank
Citizens Savings Bank
| RSSD ID 828473 | CERTIFICATE 31184 | ABA NUMBER 231375151 |
| 500 S State St |
Quarter Ended : |
2025-03-31 |
| Clarks Summit, Pennsylvania, 18411 |
Updated : |
2025-04-28 |
| citizens-savings.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 355,955 |
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Total Interest Income | 3,319 |
| Total Liabilities | 304,068 |
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Total NonInterest Income | 232 |
| Total Bank Equity Capital | 51,887 |
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Total Interest Expense | 1,251 |
| Total Deposits | 302,738 |
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Total NonInterest Expense | 2,201 |
| Net Loans & Leases | 294,135 |
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Net Income | 82 |
| Loan Loss Allowance | 1,037 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,182 |
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Total loans | 297,538 |
| Total assets for the leverage ratio | 356,952 |
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Loans secured by real estate: | 297,243 |
| Tier 1 Leverage Ratio | 14.88 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 29.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.38 |
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Loans to individuals - Other | 295 |
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:· Citizens Savings Bank
