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 Citizens Savings Bank
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Citizens Savings Bank
| RSSD ID 828473 | CERTIFICATE 31184 | ABA NUMBER 231375151 |
| 500 S State St |
Quarter Ended : |
2026-06-30 |
| Clarks Summit, Pennsylvania, 18411 |
Updated : |
2026-07-22 |
| citizens-savings.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 358,979 |
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Total Interest Income | 6,867 |
| Total Liabilities | 305,197 |
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Total NonInterest Income | 575 |
| Total Bank Equity Capital | 53,782 |
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Total Interest Expense | 2,494 |
| Total Deposits | 304,014 |
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Total NonInterest Expense | 4,376 |
| Net Loans & Leases | 298,223 |
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Net Income | 437 |
| Loan Loss Allowance | 1,016 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 55,402 |
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Total loans | 295,544 |
| Total assets for the leverage ratio | 359,330 |
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Loans secured by real estate: | 295,335 |
| Tier 1 Leverage Ratio | 15.12 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 29.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.21 |
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Loans to individuals - Other | 210 |
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:· Citizens Savings Bank
