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 BCBank, Inc.
BCBank, Inc.
| RSSD ID 829032 | CERTIFICATE 20215 | ABA NUMBER 51501325 |
| 27 Pike St |
Quarter Ended : |
2025-03-31 |
| Philippi, West Virginia, 26416 |
Updated : |
2025-04-15 |
| https://www.bcbankinc.com |
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| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 223,017 |
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Total Interest Income | 3,049 |
| Total Liabilities | 201,052 |
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Total NonInterest Income | 751 |
| Total Bank Equity Capital | 21,965 |
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Total Interest Expense | 1,238 |
| Total Deposits | 200,011 |
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Total NonInterest Expense | 1,613 |
| Net Loans & Leases | 170,373 |
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Net Income | 706 |
| Loan Loss Allowance | 1,608 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 174,123 |
| Total assets for the leverage ratio | 224,004 |
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Loans secured by real estate: | 152,588 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 9,587 |
| Off Balance Sheet Exposures (%) | 7.61 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,294 |
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:· BCBank, Inc.
