|
 |
|
|
 Citizens Bank & Trust Company
|
Citizens Bank & Trust Company
| RSSD ID 829041 | CERTIFICATE 15675 | ABA NUMBER 83907913 |
| 201 E Main St |
Quarter Ended : |
2026-06-30 |
| Campbellsville, Kentucky, 42718 |
Updated : |
2026-07-24 |
| www.cbtky.com |
|
| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
46 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 383,401 |
|
Total Interest Income | 9,480 |
| Total Liabilities | 336,351 |
|
Total NonInterest Income | 694 |
| Total Bank Equity Capital | 47,050 |
|
Total Interest Expense | 3,695 |
| Total Deposits | 333,872 |
|
Total NonInterest Expense | 3,531 |
| Net Loans & Leases | 202,392 |
|
Net Income | 2,350 |
| Loan Loss Allowance | 3,226 |
|
Net Charge Offs | 27 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 205,319 |
| Total assets for the leverage ratio | 383,095 |
|
Loans secured by real estate: | 149,464 |
| Tier 1 Leverage Ratio | 13.11 |
|
Commercial and industrial loans | 48,002 |
| Off Balance Sheet Exposures (%) | 4.22 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 6,839 |
|
|
|
|
:· Citizens Bank & Trust Company
