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 Citizens Bank & Trust Company
Citizens Bank & Trust Company
| RSSD ID 829041 | CERTIFICATE 15675 | ABA NUMBER 83907913 |
| 201 E Main St |
Quarter Ended : |
2025-12-31 |
| Campbellsville, Kentucky, 42718 |
Updated : |
2026-01-29 |
| www.cbtky.com |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 376,087 |
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Total Interest Income | 17,663 |
| Total Liabilities | 330,097 |
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Total NonInterest Income | 1,182 |
| Total Bank Equity Capital | 45,990 |
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Total Interest Expense | 7,418 |
| Total Deposits | 328,076 |
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Total NonInterest Expense | 7,019 |
| Net Loans & Leases | 195,724 |
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Net Income | 3,553 |
| Loan Loss Allowance | 3,253 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 196,340 |
| Total assets for the leverage ratio | 373,442 |
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Loans secured by real estate: | 130,404 |
| Tier 1 Leverage Ratio | 13 |
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Commercial and industrial loans | 57,968 |
| Off Balance Sheet Exposures (%) | 4.65 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,886 |
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:· Citizens Bank & Trust Company
