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 Citizens Bank & Trust Company
Citizens Bank & Trust Company
| RSSD ID 829041 | CERTIFICATE 15675 | ABA NUMBER 83907913 |
| 201 E Main St |
Quarter Ended : |
2025-06-30 |
| Campbellsville, Kentucky, 42718 |
Updated : |
2025-07-24 |
| www.cbtky.com |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 367,236 |
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Total Interest Income | 8,590 |
| Total Liabilities | 324,015 |
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Total NonInterest Income | 561 |
| Total Bank Equity Capital | 43,221 |
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Total Interest Expense | 3,559 |
| Total Deposits | 321,801 |
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Total NonInterest Expense | 3,529 |
| Net Loans & Leases | 190,988 |
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Net Income | 1,693 |
| Loan Loss Allowance | 3,269 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 193,670 |
| Total assets for the leverage ratio | 345,766 |
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Loans secured by real estate: | 140,877 |
| Tier 1 Leverage Ratio | 13.69 |
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Commercial and industrial loans | 44,668 |
| Off Balance Sheet Exposures (%) | 4.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,985 |
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:· Citizens Bank & Trust Company
