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The Fort Jennings State Bank
The Fort Jennings State Bank
| RSSD ID 830113 | CERTIFICATE 13209 | ABA NUMBER 41212815 |
| 120 N Water St |
Quarter Ended : |
2025-09-30 |
| Fort Jennings, Ohio, 45844 |
Updated : |
2025-10-06 |
| www.fjsb.com |
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| Institution Profile |
| Year Opened : |
1918 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 269,195 |
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Total Interest Income | 11,884 |
| Total Liabilities | 236,996 |
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Total NonInterest Income | 566 |
| Total Bank Equity Capital | 32,199 |
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Total Interest Expense | 2,606 |
| Total Deposits | 233,359 |
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Total NonInterest Expense | 5,508 |
| Net Loans & Leases | 201,658 |
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Net Income | 2,999 |
| Loan Loss Allowance | 5,510 |
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Net Charge Offs | 91 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 204,186 |
| Total assets for the leverage ratio | 265,695 |
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Loans secured by real estate: | 156,392 |
| Tier 1 Leverage Ratio | 12.52 |
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Commercial and industrial loans | 35,950 |
| Off Balance Sheet Exposures (%) | 6.26 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,393 |
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