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 Germantown Trust & Savings Bank
Germantown Trust & Savings Bank
| RSSD ID 830748 | CERTIFICATE 12113 | ABA NUMBER 81913158 |
| 205 N Germantown Rd |
Quarter Ended : |
2025-12-31 |
| Breese, Illinois, 62230 |
Updated : |
2026-01-29 |
| www.gtsb.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 510,030 |
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Total Interest Income | 24,239 |
| Total Liabilities | 463,008 |
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Total NonInterest Income | 1,048 |
| Total Bank Equity Capital | 47,022 |
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Total Interest Expense | 9,402 |
| Total Deposits | 417,725 |
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Total NonInterest Expense | 5,909 |
| Net Loans & Leases | 279,028 |
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Net Income | 9,186 |
| Loan Loss Allowance | 2,757 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 275,671 |
| Total assets for the leverage ratio | 517,996 |
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Loans secured by real estate: | 239,065 |
| Tier 1 Leverage Ratio | 12.02 |
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Commercial and industrial loans | 20,376 |
| Off Balance Sheet Exposures (%) | 1.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,024 |
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:· Germantown Trust & Savings Bank
