|
 |
|
|
 Germantown Trust & Savings Bank
|
Germantown Trust & Savings Bank
| RSSD ID 830748 | CERTIFICATE 12113 | ABA NUMBER 81913158 |
| 205 N Germantown Rd |
Quarter Ended : |
2026-06-30 |
| Breese, Illinois, 62230 |
Updated : |
2026-07-29 |
| www.gtsb.com |
|
| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
47 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 523,623 |
|
Total Interest Income | 12,926 |
| Total Liabilities | 478,634 |
|
Total NonInterest Income | 508 |
| Total Bank Equity Capital | 44,989 |
|
Total Interest Expense | 4,411 |
| Total Deposits | 433,168 |
|
Total NonInterest Expense | 3,067 |
| Net Loans & Leases | 283,577 |
|
Net Income | 5,824 |
| Loan Loss Allowance | 2,817 |
|
Net Charge Offs | 1 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 285,982 |
| Total assets for the leverage ratio | 538,010 |
|
Loans secured by real estate: | 246,050 |
| Tier 1 Leverage Ratio | 11.58 |
|
Commercial and industrial loans | 22,023 |
| Off Balance Sheet Exposures (%) | 2 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,344 |
|
|
|
|
:· Germantown Trust & Savings Bank
