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 First Citizens State Bank
First Citizens State Bank
| RSSD ID 831642 | CERTIFICATE 11228 | ABA NUMBER 75902337 |
| 207 W Main St |
Quarter Ended : |
2025-09-30 |
| Whitewater, Wisconsin, 53190 |
Updated : |
2025-10-17 |
| www.firstcitizensww.com |
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| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 491,360 |
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Total Interest Income | 19,250 |
| Total Liabilities | 404,393 |
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Total NonInterest Income | 2,199 |
| Total Bank Equity Capital | 86,967 |
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Total Interest Expense | 7,269 |
| Total Deposits | 357,867 |
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Total NonInterest Expense | 7,039 |
| Net Loans & Leases | 327,648 |
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Net Income | 5,876 |
| Loan Loss Allowance | 6,593 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 327,126 |
| Total assets for the leverage ratio | 497,819 |
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Loans secured by real estate: | 290,271 |
| Tier 1 Leverage Ratio | 17.48 |
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Commercial and industrial loans | 20,294 |
| Off Balance Sheet Exposures (%) | 11.77 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,997 |
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:· First Citizens State Bank
