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 Clay County Bank, Inc.
Clay County Bank, Inc.
| RSSD ID 832528 | CERTIFICATE 2444 | ABA NUMBER 51502641 |
| 150 Main St |
Quarter Ended : |
2025-03-31 |
| Clay, West Virginia, 25043 |
Updated : |
2025-04-24 |
| www.claycounty.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 129,109 |
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Total Interest Income | 1,585 |
| Total Liabilities | 111,322 |
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Total NonInterest Income | 170 |
| Total Bank Equity Capital | 17,787 |
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Total Interest Expense | 479 |
| Total Deposits | 110,801 |
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Total NonInterest Expense | 853 |
| Net Loans & Leases | 63,027 |
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Net Income | 338 |
| Loan Loss Allowance | 1,203 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 64,154 |
| Total assets for the leverage ratio | 129,126 |
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Loans secured by real estate: | 44,659 |
| Tier 1 Leverage Ratio | 14.95 |
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Commercial and industrial loans | 696 |
| Off Balance Sheet Exposures (%) | 1.4 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,835 |
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:· Clay County Bank, Inc.
