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 Fall River Five Cents Savings Bank
Fall River Five Cents Savings Bank
| RSSD ID 833404 | CERTIFICATE 23286 | ABA NUMBER 211370642 |
| 79 N Main St |
Quarter Ended : |
2025-06-30 |
| Fall River, Massachusetts, 02720 |
Updated : |
2025-07-31 |
| www.bankfive.com |
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| Institution Profile |
| Year Opened : |
1855 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,875,014 |
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Total Interest Income | 40,937 |
| Total Liabilities | 1,746,677 |
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Total NonInterest Income | 6,665 |
| Total Bank Equity Capital | 128,337 |
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Total Interest Expense | 21,985 |
| Total Deposits | 1,347,576 |
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Total NonInterest Expense | 22,222 |
| Net Loans & Leases | 1,445,965 |
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Net Income | 2,614 |
| Loan Loss Allowance | 9,391 |
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Net Charge Offs | 157 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 168,276 |
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Total loans | 1,481,150 |
| Total assets for the leverage ratio | 1,859,239 |
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Loans secured by real estate: | 1,149,871 |
| Tier 1 Leverage Ratio | 8.55 |
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Commercial and industrial loans | 128,805 |
| Tier 1 Capital Ratio | 11.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.03 |
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Loans to individuals - Other | 22,687 |
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:· Fall River Five Cents Savings Bank
