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WOODTRUST BANK
WOODTRUST BANK
| RSSD ID 833749 | CERTIFICATE 5335 | ABA NUMBER 75901561 |
| 181 2nd St S |
Quarter Ended : |
2025-12-31 |
| Wisconsin Rapids, Wisconsin, 54494 |
Updated : |
2026-01-28 |
| www.woodtrust.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 662,605 |
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Total Interest Income | 31,440 |
| Total Liabilities | 602,164 |
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Total NonInterest Income | 20,982 |
| Total Bank Equity Capital | 60,441 |
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Total Interest Expense | 6,614 |
| Total Deposits | 571,220 |
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Total NonInterest Expense | 17,563 |
| Net Loans & Leases | 392,959 |
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Net Income | 24,673 |
| Loan Loss Allowance | 7,084 |
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Net Charge Offs | 1,919 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 398,940 |
| Total assets for the leverage ratio | 646,977 |
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Loans secured by real estate: | 327,282 |
| Tier 1 Leverage Ratio | 9.95 |
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Commercial and industrial loans | 38,798 |
| Off Balance Sheet Exposures (%) | 16.58 |
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Loans to individuals - Credit Cards | 1,641 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 31,219 |
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