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 Beardstown Savings s.b.
Beardstown Savings s.b.
| RSSD ID 835378 | CERTIFICATE 30043 | ABA NUMBER 271170154 |
| 301 S State St |
Quarter Ended : |
2025-12-31 |
| Beardstown, Illinois, 62618 |
Updated : |
2026-02-02 |
| www.beardstownsavings.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 73,023 |
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Total Interest Income | 3,582 |
| Total Liabilities | 65,910 |
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Total NonInterest Income | 209 |
| Total Bank Equity Capital | 7,113 |
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Total Interest Expense | 1,301 |
| Total Deposits | 54,081 |
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Total NonInterest Expense | 1,912 |
| Net Loans & Leases | 41,082 |
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Net Income | 539 |
| Loan Loss Allowance | 262 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,407 |
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Total loans | 40,902 |
| Total assets for the leverage ratio | 74,018 |
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Loans secured by real estate: | 33,468 |
| Tier 1 Leverage Ratio | 10.99 |
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Commercial and industrial loans | 2,444 |
| Tier 1 Capital Ratio | 20.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.7 |
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Loans to individuals - Other | 4,945 |
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:· Beardstown Savings s.b.
