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 The Bank of Herrin
The Bank of Herrin
| RSSD ID 835444 | CERTIFICATE 11310 | ABA NUMBER 81203318 |
| 101 S Park Ave |
Quarter Ended : |
2025-09-30 |
| Herrin, Illinois, 62948 |
Updated : |
2025-11-10 |
| WWW.BANKOFHERRIN.BANK |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 350,746 |
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Total Interest Income | 12,058 |
| Total Liabilities | 331,147 |
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Total NonInterest Income | 1,087 |
| Total Bank Equity Capital | 19,599 |
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Total Interest Expense | 3,748 |
| Total Deposits | 330,122 |
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Total NonInterest Expense | 6,761 |
| Net Loans & Leases | 215,769 |
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Net Income | 2,636 |
| Loan Loss Allowance | 2,418 |
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Net Charge Offs | 661 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,371 |
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Total loans | 214,401 |
| Total assets for the leverage ratio | 353,003 |
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Loans secured by real estate: | 140,826 |
| Tier 1 Leverage Ratio | 8.77 |
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Commercial and industrial loans | 63,700 |
| Tier 1 Capital Ratio | 12.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.29 |
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Loans to individuals - Other | 1,221 |
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:· The Bank of Herrin
