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Bank of Holly Springs
Bank of Holly Springs
| RSSD ID 835743 | CERTIFICATE 8232 | ABA NUMBER 84201663 |
| 114 S Memphis St |
Quarter Ended : |
2025-09-30 |
| Holly Springs, Mississippi, 38635 |
Updated : |
2025-10-23 |
| www.bankofhollysprings.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 561,102 |
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Total Interest Income | 26,643 |
| Total Liabilities | 478,476 |
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Total NonInterest Income | 1,552 |
| Total Bank Equity Capital | 82,626 |
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Total Interest Expense | 9,620 |
| Total Deposits | 462,112 |
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Total NonInterest Expense | 10,918 |
| Net Loans & Leases | 433,221 |
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Net Income | 5,647 |
| Loan Loss Allowance | 5,171 |
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Net Charge Offs | 776 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 433,453 |
| Total assets for the leverage ratio | 559,136 |
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Loans secured by real estate: | 332,118 |
| Tier 1 Leverage Ratio | 14.01 |
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Commercial and industrial loans | 57,145 |
| Off Balance Sheet Exposures (%) | 0.22 |
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Loans to individuals - Credit Cards | 737 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 35,016 |
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