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MidWestOne Bank
MidWestOne Bank
| RSSD ID 836843 | CERTIFICATE 14843 | ABA NUMBER 73901233 |
| 102 S Clinton St |
Quarter Ended : |
2025-12-31 |
| Iowa City, Iowa, 52240 |
Updated : |
2026-01-28 |
| www.midwestone.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
60 |
Number of Employees : |
752 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,254,039 |
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Total Interest Income | 310,396 |
| Total Liabilities | 5,551,221 |
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Total NonInterest Income | 46,228 |
| Total Bank Equity Capital | 702,818 |
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Total Interest Expense | 102,218 |
| Total Deposits | 5,479,126 |
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Total NonInterest Expense | 149,171 |
| Net Loans & Leases | 4,481,489 |
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Net Income | 69,631 |
| Loan Loss Allowance | 53,100 |
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Net Charge Offs | 18,804 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 713,637 |
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Total loans | 4,475,272 |
| Total assets for the leverage ratio | 6,244,091 |
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Loans secured by real estate: | 2,986,041 |
| Tier 1 Leverage Ratio | 10.5 |
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Commercial and industrial loans | 849,417 |
| Tier 1 Capital Ratio | 12.88 |
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Loans to individuals - Credit Cards | 423 |
| Total Capital Ratio | 14.02 |
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Loans to individuals - Other | 52,309 |
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