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First Community Bank of the Heartland, Inc.

First Community Bank of the Heartland, Inc.
RSSD ID 837149 | CERTIFICATE 14735 | ABA NUMBER 83902468
114 E Jackson St Quarter Ended : 2026-06-30
Clinton, Kentucky, 42031 Updated : 2026-07-30
www.fcbheartland.com

Institution Profile
Year Opened : 1934 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 11 Number of Employees : 104
Related Company Filings Regulator
 FIRST TRUST FINANCIAL CORP FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets505,974
Total Interest Income14,401
Total Liabilities466,951
Total NonInterest Income2,245
Total Bank Equity Capital39,023
Total Interest Expense5,227
Total Deposits446,306
Total NonInterest Expense8,018
Net Loans & Leases405,497
Net Income3,108
Loan Loss Allowance3,370
Net Charge Offs32



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital43,707
Total loans398,955
Total assets for the leverage ratio494,973
Loans secured by real estate:323,991
Tier 1 Leverage Ratio8.12
Commercial and industrial loans20,304
Tier 1 Capital Ratio9.61
Loans to individuals - Credit Cards0
Total Capital Ratio10.45
Loans to individuals - Other12,188





 

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