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First Community Bank of the Heartland, Inc.
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First Community Bank of the Heartland, Inc.
| RSSD ID 837149 | CERTIFICATE 14735 | ABA NUMBER 83902468 |
| 114 E Jackson St |
Quarter Ended : |
2026-06-30 |
| Clinton, Kentucky, 42031 |
Updated : |
2026-07-30 |
| www.fcbheartland.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
104 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 505,974 |
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Total Interest Income | 14,401 |
| Total Liabilities | 466,951 |
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Total NonInterest Income | 2,245 |
| Total Bank Equity Capital | 39,023 |
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Total Interest Expense | 5,227 |
| Total Deposits | 446,306 |
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Total NonInterest Expense | 8,018 |
| Net Loans & Leases | 405,497 |
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Net Income | 3,108 |
| Loan Loss Allowance | 3,370 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 43,707 |
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Total loans | 398,955 |
| Total assets for the leverage ratio | 494,973 |
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Loans secured by real estate: | 323,991 |
| Tier 1 Leverage Ratio | 8.12 |
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Commercial and industrial loans | 20,304 |
| Tier 1 Capital Ratio | 9.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.45 |
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Loans to individuals - Other | 12,188 |
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