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The First National Bank and Trust Company of Miami
The First National Bank and Trust Company of Miami
| RSSD ID 837158 | CERTIFICATE 4148 | ABA NUMBER 103101754 |
| 2 N Main St |
Quarter Ended : |
2025-09-30 |
| Miami, Oklahoma, 74354 |
Updated : |
2025-10-30 |
| www.fnbmiami.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 211,846 |
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Total Interest Income | 9,052 |
| Total Liabilities | 184,616 |
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Total NonInterest Income | 779 |
| Total Bank Equity Capital | 27,230 |
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Total Interest Expense | 550 |
| Total Deposits | 182,773 |
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Total NonInterest Expense | 4,580 |
| Net Loans & Leases | 120,218 |
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Net Income | 3,394 |
| Loan Loss Allowance | 1,535 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 122,275 |
| Total assets for the leverage ratio | 212,950 |
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Loans secured by real estate: | 93,107 |
| Tier 1 Leverage Ratio | 12.77 |
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Commercial and industrial loans | 6,755 |
| Off Balance Sheet Exposures (%) | 0.4 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,773 |
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